Occidental Home Monthly from Salina, Kansas • 1

1 he eddmtal Monthly Devoted to Rone Culture and mutual Benefits. Entered at the Postofflce at Salina, Kansas, as Second-class Matter, nnder Act of July 16, 1894. Staff le Copy, 6c. One Copy, One Tear, 26o Sauna, Kansas, September, 191 2. Vol.

15. No. 5. "MUST I ALWAYS KEEP SILENT A LETTER FROM OUR GRAND WHEN PAPA IS HOME." not always keep silence, when papa is Schleh. S.

and D. of J. MEDICAL DIRECTOR. As we approach the end of the sum mer season the time when the depress Here is a paragraph in a letter from home. A paragraph that was like salt MONTHLY PAYMENT NO.

9. Monthly Payment No. 9 for September, must be paid on or before. the first day of September. Any member failing to make payment for No.

9 on or before the first day of September, becomes suspended. ing influence of the high temperature rubbed into a deep wound. A para reduces the energy and dulls ambi graph of careful analysis and reflection. tion, it is gratifying to see that in spite A paragraph of an evening full of hur ry, worry and preparation for a long of the hot weather's influence the Occidental continues to add an unusually large number of new members to it's journey. Here it is: fold.

"The other day Homer came in from school and said, 'Florence, must I always keep silence when papa is home?" You see, the 8-year-old is robust and active as a cricket on the hearth. He is If this is our good fortune during the supposed dull season, we may confiden tially look forward to still greater achievements in the months before us, with prosperity on every hand and a plan of insurance that appeals to all for a young steam engine in breeches. He is an interrogation point. His papa is busy. Not an hour for recreation.

Little, if any time to spend in conversation or play with the little chap. So much THE UNEQUAL CONTEST. In the life stories of men and women who have achieved success, often we find the earlier chapters devoted to tales of misery, wretched beyond understanding. Many who are now sitting in high places, of wealth or power, were forced to fight their way from childhood, without education, training, or guiding hand to direct their steps. It is a splendid picture and one rather common in this country of opportunities.

But it is the exception, after all. We hear of those who win. But for each of these, there are untold thousands of boys and girls, of the waif world, who spend their lives in the heartbreaking struggle to maintain a hold on the bottom rung of the ladder; too discouraged by their burden of un-preparation to attempt the ascent. It would be the source of a wonderful pride to see your boy or girl win against the heaviest odds. But is there anyone, who, by choice, would send a it's safety and sound business principles.

It is to our field force, of course, thinking and so much writing and plan that we look for a large part of our increase in membership, and it is our ambition to aid them in every way pos ning. Absent from home eleven-twelfths of the time, year in, year out. Petty or even graver worries. Often, so weary. ART.

6, SEC. 3, PARAGRAPH 4. If the monthly payments due on any certificate are not paid to the local secretary on or before the first day of the month, then such certificate shall become null and void, and continue so until the payment is made, and the requirements of the constitution and by-laws of this Association have been complied with, in which event it shall become restored. Monthly payment number one of each year shall be due on or before the first day of January, number two on or before the first day of February, and in like manner, on or before the first day of each month. REAL HERO AND HEROINE.

Want to hear about a real hero and heroine? Well, let's get close to home. How about Dad and Mother? 'What George Washington and Abraham Lincoln did for their country they have done for you and more too. Mother has reared you from the time you first squawked. She perhaps wore thin clothes and did without pleasures in sible. Homer, so fresh, boyish, happy and af The deputy who selects good risks as far as can be determined, avoids the fectionate.

Full of whistle, song, dance and romping, from room to room. Oh, the din, then the chiding, "Homer, please be silent." What of it? Several things. His father forgets that Homer is a child child forth to engage in such an un "When I was a child I spake as a child, I thought as a child," said a wise man, equal contest? If your boy has qualities which give iong ago. The child needs space and lungs and tongue. Nature must caper.

Colts and lambs must gambol. What promise of success in life, he deserves all the training you are able to secure for him. A few years of study and right has Homer's father to constantly silence him? Is, all the work, is all the guidance, at one end of the road, will save a good many years at the other is all the writing, are they end. order that you might grow up a strong, healthy child. Father labored many a long hot day in order that you might go to school and better your chances.

Dad, as you call him, shut out pleasures Your child will have every advantage all so much more important than the little fellow's exuberant joy? No, no. There is danger of discouraging and diverting the affectionate nature of our you can afford, so long as you are here. The waif world is not inhabited by the children of real men, unless those men are dead or crushed beneath a load of and good times that his child might be better fitted to fight the fight of life. disappointment of many rejections. Of course in anyone's work there will occasionally be one who must be declined, for it is necessary to maintain a high standard of physical fitness in order that the mortality be reduced to the minimum.

The most successful deputy realizes this and if a rejection occurs, goes cheerfully on his way looking for another to take it's place. Likewise do the people realize this too, for while anyone regrets to be declined by the medical department, yet all appreciate the fact that sound insurance business can only be written on first-class risks. The situation is all wrong when members of the deputy force feel as though they must make an effort to get their applicants past the examiners, and the medical department is antagonistic to the field force. Fortunately this condition does not exist in the Occidental. The field force and the medical department are in perfect harmony and while every undesirable risk as far as can be determined is absolutely rejected, it is not done with any desire to exercise authority, for we would always much rather be able to accept an applicant than to be required to reject one.

We hope to see the present excellent conditions continue as we go on to even greater victories. O. R. Brittain, Grand Medical Director. Dad and Mother may be old-fashioned, misfortune which left them helpless.

wrinkled, gray and may speak a quality boys. We are so full of business that wc see little of our homes and families and home little if any time for or with them. We live under the same roof, more like' strangers that casually meet than like families. Business is sapping But what condition would follow your death? Have you made arrangements which would insure for your children a of English that makes you blush, but if you do as much to better humanity as they have done you will have a right to criticise them. However, in the meantime remember Father and Mother as your hero and heroine.

The Key. fair chance in the big contest? the foundation of home life. Our chil You cannot make your boy succeed. dren are full grown before we realize But you can equip him with the mental the fact, then they are gone. Then it becomes silent enough for the veriest re cluse.

Or perhaps in an hour fatal ill and moral qualities which spell opportunity. You. can provide a fund, through this or any good beneficiary society, which will enable him to remain with ness or horrid accident takes one away from the hearth. Well do I remember in the home influence and attend school for the few vital years, even though your own hand should be removed from the evening, autumn evening, when my wife met me at the gate saying, "Erma is ill Erma, the chubby, affectionate, rosy, with mass of hair like sunset gold. She usually met and hugged me, say the helm.

Lady Maccabee. ing, "I love papa and hug him tight." A BALANCE WHEEL. Suppose that all the money spent Physicians and surgeons came. Diph DEATH CLAIMS PAID. Companion C.

L. Kirkpatrick died May 9, 1911 cause of death, concussion of brain. Joined Wilsey Chapter No. 45 at Wilsey, Kansas, in September, 1898. Held Benefit Certificate No.

1339 payable to Clara Kirkpatrick, wife. $1,000 certificate. Claim paid. Companion W. F.

Musser died June 30 1,912 cause of death, cancer of stomach. Joined Pioneer Chapter No. 1 at Salina, Kansas, in September, 1904. Held Benefit Certificate No. 9194 for $1,000 payable to Jacob and David Musser, brothers.

Claim paid. Companion A. H. Mock died June 28, 1912; cause of death, valvular heart disease. Joined Pioneer Chapter at Salina, Kansas, in April, 1900.

Held Benefit Certificate No. 2947 for $1,500, payable tp Catherine A. Mock, wife. Claim paid. theria had strjeken her.

They sent me in tobacco and whiskey were invested in life protection. Think of the comforts it would buy and the crime it would on an errand, Erma looked, oh, so lov ingly at me as I hastened off, whisper ing, "I don't want my papa to go away." How I hurried back. Mrs. Schleh met me at the door. Her lips compressed.

prevent. Thousands of men who consider themselves very good fellows spend more than enough daily to keep up a good certificate, and if they would Something seemed to forbid speech. carefully explain its importance, the "How is Erma?" Tasked. "Come," she wives of many of them would econo ed me through the little kitchen and mize enough out of their allowance, no matter how meagre, to pay the rates. I have put it this way to several men dining room.

She opened the parlor door. Erma was better. Better forever. There she lay cold, oh, so cold, so silent. There is a grave in Forest Lawn.

KEEP THE BOY BUSY. Omaha Bee: Vacation time should not mean complete idleness for the boy who is large enough to attend school. He should be given a' freedom that boyhood requires, of course, but not unrestricted license. He deserves better than that' at the hands of his parents responsible for his bringing up. Give the boy something to keep him busy.

Even though it be a very small task, let him feel that each day during his season of recreation, something is expected of him. It will make a better boy of him, give him a larger idea of his own importance and fit more nearly into line with what the school during the longer period of the year is trying to do for him. Overindulgence is no more wholesome for a child than for an adult. Of course the child is not one to find this out and fortify himself against it. That is the duty of the parent.

who took it seriously. Another propo GRATEFUL FOR PROMPT PAYMENT. Grants Pass, Aug. 15, 1912. sition I have found of interest is: I The O.

M. B. Salina, Kansas. ask, "Did you lose any money last year?" "Yes." "Would you have lost it had it been paid in for life protection?" "No." "Would you not like to Dear Sirs: I wish to thank you for the promptness with which you settled my claim against your Society on ac There is a ringlet enclasped with ribbon. It is somewhere in the big family bible.

I seldom open that book. The tears start. "Oh, for the touch of a vanished hand, For the sound of a voice that is still." I'm homeward bound. The schedule is fast, but not fast enough. I'll rouse Homer from sleep.

I'll say, "Wake, romp, laugh, dance, shout. You need have something solid?" Life protection count of the death of Mr. Mock. to a man or woman is like a balance wneel to a machine. Most of them can understand that.

Adapted from W. M. Thanking you again, I remain as ever Your Companion, Mrs. Catherine Mock. James..