Kansas Degree of Honor Messenger from St. Paul, Kansas • 4

PAGE FOUR. KANSAS DEGREE OF HONOR MESSENGER. October, 1916. ment you die. No other thing you have will do that.

Your houses and lands, your stores and your stock, all may be saved, and be worth whatever they will bring, but the policy is worth and will bring the cash its face calls for just as soon as you are dead. No lawyer, no court, no delay. It goes without question and without interference straight to the one you have named as beneficiary and no 1 legal quibbles can stop and no creditor can get it. The policy is the safest and surest asset you can have. And it costs less than any other thing that' brings the returns.

Ex. Date. Cr. by Voucher No. vSept.

4, 224, to G. H. Lamb, $1,600.00 Sept. 14, 225, to G. H.

Lamb to Walter P. Hanley, 5,000.00 Oct. 1, to balance cash on hand, .6,377.89 $12,977.89 ..12,977.89 GENERAL FUND. Sept. 1, to balance cash on hand, $4,173.80 Sept.

26, to am't rec'd from G. Recorder, 103.47 Sept. 30, to am't rec'd from Recorder, 24.70 Sept. 30, to am't rec'd from G. Recorder, 36.55 Cr.

$4,338.52 Date. Cr. By Voucher No. Sept. 1, 5051, to Lelia Batten, 3.00 Sept.

8, 5052, to Mattle M. Ludemann, G. C. 185.40 Sept. 8, 5053, to Emma Lightner, 3.00 Sept.

9, 5054, to Kyger 5.00 Sept. 9, 5055, to May Lewellyn, 5.00 Sept. 11, 5056, to T. E. Leftwich 20.00 Sept.

9, 5057, to Dr. P. J. Hendrickson, 6.00 Sept. 9, 5058, to Dr.

A. A. Shelley 1.00 Sept. 11, 5059, to New Standard Add. Mch.

4.00 Sept. 6, 5060, to Gamer 1.95 Sept. 11, 5061, to Dr. M. A.

Swift 2.00 Sept. 15, 5062, to Dr. O. C. Baird, 27.00 MORAL INFLUENCE MONTHLY STATEMENT OF GRAND RECEIVER'S AC-COUNT OF THE GRAND LODGE, DEGREE OF HONOR OF KANSAO.

For the Month of September, 1916. Wichita, Kansas, October 3, 1916. BENEFICIARY FUND. Dr. Cr.

Sept. 1, to balance cash on hand, $10,293.93 Sept. 9, to am't rec'd from G. Recorder, 1,500.00 Sept. 11, to am't rec'd from G.

Recorder, 1,500.00 Sept. 14, to am't rec'd from G. Recorder, 2,000.00 Sept. 21, to am't rec'd from G. Recorder, 1,500.00 Sept.

22, to am't rec'd from G. Recorder, 500.00 Sept. 20, to am't rec'd from G. Recorder, 600.00 Sept. 26, to am't rec'd from G.

Recorder, 1,900.00 Sept. 30, to am't rec'd from G. Recorder, 338.55 Cr. $20,132.48 Date. By Voucher No.

Sept. 18, 1282, to Lizzie Jenetsky, Sept. 18, 1283, to Callie Kincaid, 166.67 Sept. 27, 1284, to Emma Harris, 166.67 Sept. 18, 1285, to Naomia Jenetsky, Sept.

23, 1286, to J. W. Jenetsky, 166.66 Sept: 23, 1287, to W. D. Jenetsky, 166.66 Sept.

7, 1302, to Robt. Mohr 333.33 Sept. 7, 1305, to W. H. Hamilton, SSS'SS Sept.

20, 130G, to William. Koppe, 200.00 Sept. 9, 1307, to Lena Hellar, 200.00 Sept. 22, 1308, to William Wasson, 200.00 Sept. 20, 1309, to Hattie Fisher, 400.00 Sept.

8, 1311, to Lyles C. Cother, 250.00 Sept. 2, 1312, to Hattie C. Humphry, 250.00 Sept. 8, 1313, to Earl W.

Cother 250.00 Sept 2, 1314, to Ralph K. Cother, 250.00 Sept. 7, 1315, to W. H. Hamilton, MM Sept.

16, 1316, to May S. Lyon MS22 Sept. 16, 1318, to J. D. Flaxward, Sept.

27, 1319, to Elmer Wade, 2,222 Sept. 30, 1320, to Andra E. Kuhlman, 250.00 Sept. 26, 1321, to Archibald H. Liggett 250.00 Sept.

26, 1322, to A.H.Liggett grdn. R.S.Liggett, 250.00 Sept. 26, 1323, to Carrie L. Liggett, 250.00 Oct. 1, to balance cash on hand, $20,132.48 $20,132.48 EMERGENCY FUND.

Sept. 1, to bal. cash on hand, $9,864.11 Sept. 2, to am't rec'd from G. Recorder, 275.00.

Sept. 2, to am't rec'd from G. Recorder Sept. 15, to am't rec'd from O. Recorder, 66.00 Sent.

22, to am't rec'd from G. Recorder, 180.00 Sept. 30, to am't rec'd from G. Recorder 260.00 9.71 Sent. 6.

5063. to G. H. Lamb, It would be difficult to estimate just what the moral influence of frater-nalism has been in this country. Next to the church it certainly has accomplished more than any other organization of its kind for the family.

It is at work constantly, always for good. Men who otherwise would be thoughtless, or perhaps spend their time and money to their eternal detriment, find Sept. 6, 5064, to Georgia Notestlne, G. Sept. 14, 5065, to Dr.

H. A. Browne, Sept. 14, 5066, to Dr. F.

E. Tripple, Sept. 11, 5067, to Ryer Jewelry Sept. 12, 5068, to Dr. A.

Mabry, Sept. 16, 50C9, to Dr. L. A. Kerr, Sept.

22, 5070, to Dr. F. G. Pantre, Sept. 15, 5071, to Dr.

Chas. McKinley, Sept. 12, 5072, to Dr. F. L.

McKinney, Sept. 12, 5073, to. Dr. D. W.

Shively, Sept. 11, 5074, to Geo. U. Hough Sept. 11, 5075, to May Lewellyn, Sept.

30, 5076, to Mary J. Bennett, Sept. 22, 5077, to Dr. J. J.

McNamara, Sept. 29, to Mamie Dunsworth, Sept. 25, 50S0, to Dr. G. W.

Richards, 175.00 3.00 1.50 12.00 2.00 1.00 2.00 2.00 6.00 2.00 10.00 10.00 4.00 4.00 4.00 1.00 5.00 safe mooring in the lodge room and are taught lessons which have a pow Sept. 25, 50S1, to iiJmny igg, Oct. 1, to balance cash on hand, 3,820.96 erful influence on their lives. In fact, the first qualification for membership in a fraternal order is that a man or $4,338.52 $4,338.52 A. GACKENBACH, Grand Receiver.

F. woman shall be moral and temperate We. the Finance Committee have examined the foregoing account of the Grand Receiver; and do llnd the same correct, as we verily believe. GERTRUDE THIELEN. Chairman.

This is a standard that is recognized as -essential to safe fraternalism, be cause otherwise the interests of those who do measure up to it would seri LIFE INSURANCE IS THRIFT. SOME TRUISIMS WORTH ously suffer. T1-IO font flmnnfonA 1, i 1 Tn a rpppnt idrpss bv President Edw tt mau 18 a in a recent adress oy Fresment Law. ember Qf ft fraternal order A. Woods, before the National Associ.a At the recent convention of the Mystic Workers of the World Actuary Landis reported on his analysis of the TTis nhserva- splendid endorsement and can often be used to good advantage in finding a situation or in moving into a communityThe Toiler.

tion of Life Under-writers, he said; "Americans protect their homes by life insurance to an extent unequaled in any other country in the world. There are 25,000,000 "Americans who carry $30,000,000,000 worth of life insurance, twice as much as all the rest settled rules and laws of business- can be case aside and thrown to the winds and yet that enduring success can be achieved? The first and fundamental principle underlying sound business conduct is violated when an article is sold at les3 than cost. It is so obvious that contributions must now and always cover costs to enable the society to pay claims -that comment on that phase of the question seems And yet persons persist in proposing rates of contribution without any consideration of their relation to the costs of the promised protection. WHAT STAND FRATERNALISTS FOR. In the ledge room we do not ask a man who his father was we simply inquire what he is.

We do not ask him what his father has done; we simply of the world put together. "Indeed, life insurance is probably the greatest incentive in this country for systematic thrift. It is said that the average savings account lasts three years. Life insurance is a definite plan to lay by money for the future and to continue doing so for a long period of years. It is the one financial plan a man makes to last through all or a greater part of his life.

tions were along such general educational lines that The Fraternal Monitor takes the liberty of extracting from them as follov.T3: Rates of contribution give no guarantee of soundness and permanency when made at haphazard. It is a useless expenditure of time and energy and gray matter for men to undertake to prepare a schedule of rates of contribution in the absence of reliable data upon which to base their computations. There is not a delegate present who would undertake to run a drygoods store by placing at haphazard the selling price on his stock of goods before ascertaining the cost of the articles. If you were in the furniture business and a man wanted to buy a It is the wildest sort of speculation, with the interests of loved ones at stake for a well and vigorous man lit any age to purchase life insurance protection at bargain-counter prices. Frown and "protest as you may at ask him if he is ready to do the work that falls to him; we do not ask whether he has received a diploma from some institution of learning; we simply ask him if he studied the Science of "How to Live;" if he recognizes the ties that bind him to mankind.

We do not ask him how many acres of land he possesses; we ask him whether he is possessed of the spirit of brotherhood and whether he counts all as entitled with him to the benefits of civilization and to the helps that comes therefrom. The lodge room helps to draw us together it helps to unify the world; it teaches the spirit of brotherhood. William Jennings Bryan. the exorbitant rates of contribution required to cover life insurance costs at the advanced ages, yet you cannot get away from the fact that Natural "This is by no means intended as a criticism of savings banks every man should do both but of a hundred young men who determine to deposit money annually in a savings bank and another hundred who plan, by means of life insurance policies, to provide for the future of their families or for their own old age, it hardly need be stated that the life insurance policyholders would be far more likely to 'continue their systematic BANISH THE ICEBERG. Ex.

ccald you fix the sell-ns price before knowing the cost of the In the business of granting fraternal insurance protection men have conceived the idea that they can fix any sort of selling price, regardless of the cost of the insurance. A century of practical' operation in the granting of life insurance protection has proved beyond dispute that the insurance business, whether conducted by fraternal society or a stock company, cannot be permanently successful when run in violation of sound business principles. Does any intelligent and sane person believe that all of the fixed and The purpose of the excess of contributions over costs in the early years of insurance is to provide for the excess of costs over contribution in the later years. Obviously the level rate of contribution must bear such relation to the yearly increasing costs of protection that surplus contributions, with increment will offset excess costs of insurance. No level rate can be adequate which is not the mathematical equivalent of the yearly increasing costs of Insurance for the given period of protection.

Fraternal Monitor. BRING ABOUT SUCCESS- If a lodge is wide awake and the members are interested in its pro gress and are doing everything In their power to promote the welfare Once when I was a little boy I slept out in a barn all night, and it was cold and I shivered and couldn't sleep. But in the next yard there was a little dog, and he was cold, too, and he shivered. And I got him over in the barn and we lay down together and he snuggled up to me and I snuggled up to him. And pretty soon we were both warm and we both slept.

And so if a fellow snuggles a lit and prosperity of the Lodge, you' may be sure that there is someone who does the planning and who man ages and directs its affairs. It may be one or more of its officers, or even a lay member. No matter who it is, TO THE MEMBERS. tle hope, or a little joy, or a little de there is someone who does it, for Cut this out. and fill It out.

and mall it to EDITOR OF THE MESSEXGER. ST. PAUL. KANSAS, every time you change your postoffice address. Always sire, or a little beauty close up against his ache, why, pretty soon it mention your lodge number.

whenever there is successful opera tion there is also sure to be some one who takes the initiative and exerts influence enough to carry out the plans and to bring about success. Guide. has warmed him and he has warmed it he is stronger and better and the Street, whole world of Hope or Joy, or Beau I have been receiving my mail at ty, or Desire, is stronger and better for. St. Paul Dispatch.

ut City. State of ITS VALUE ABSOLUTE. The member who lapses transfers Street, now desire to receive it at his insurance risk from the society to his family. Which is better prepared to carry it? City. State of The policy you hold is without exception the most valuable asset you can possess.

Ttfith the small payment each month that it takes to keep you in good standing you keep secure and certain an investment that Is worth its face value to your family the mo- LODGE NUMBER Every member get a member and Fraternally, we can double our membership la a day. Good idea, and quite possible..